Clear costs
See an estimated repayment and cost breakdown before continuing.
Registered Credit Provider · NCRCP424
Affordable employee loans, made simple.
Quick, transparent credit for employees of participating employers, with convenient repayments through payroll.
0861 325 626
USSD *120*325325#
Quick estimate
Loan calculator
R
Estimated monthly repayment
R 1,240.00
Total repayment
R 1,240.00
Estimated credit cost
R 240.00
View estimated fee breakdown
- Initiation fee
- R 150.00
- Service fee
- R 60.00
- Interest
- R 30.00
This is a quick illustration, not a quotation. Final rates, fees and repayments depend on eligibility, affordability, employer rules and approval. Website information is general information only and does not constitute a quotation, credit approval, offer of credit or credit agreement.
Open secure client portalClient login opens a separate authenticated portal. Credit applications, assessments and agreements are handled through DaL's designated client systems.
✓ Regulated lending
✓ Transparent costs
✓ Payroll repayments
✓ Trusted since 1993
A straightforward process
How Dial A Loan works
Designed for employees who need help quickly, without adding paperwork for their employer.
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1
Check your access
Dial A Loan is available to employees of participating employers. Log in, call us or use USSD to get started.
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2
Choose what works
Review the amount, repayment period and costs before making a decision. Every application remains subject to affordability.
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3
Receive and repay
Approved funds are paid into your bank account, with convenient repayments managed through payroll.
Built around real needs
Help when an unexpected expense cannot wait
Dial A Loan partners with employers to give staff a responsible alternative for short-term financial needs, without placing the loan risk on the employer.
Learn about our employer partnershipsConvenient access
Manage your account online or access services through USSD.
Payroll repayments
Simple deductions reduce the risk of missed monthly repayments.
Responsible approval
Eligibility and affordability checks help protect each client.
For employers
Support your workforce without taking on the lending risk.
Our payroll partnership is designed to reduce administration while giving employees access to responsible emergency credit.
Choose the easiest way to reach us
Our team is available Monday to Friday from 08:00 to 16:30.