No financial exposure
The employer does not fund the loans. Preset limits and a defined process help protect everyone involved.
About Dial A Loan
Financial support that works for employees and employers.
Dial A Loan partners with employers to give their teams access to responsible, transparent short-term credit, while keeping administration simple and lending risk off the employer's balance sheet.
Why the model works
A practical employee benefit, without company lending risk.
The partnership gives employees another option when emergencies arise, while agreed loan limits and payroll deductions help keep the programme structured.
Less administration
A paper-light process and payroll integration keep the monthly workload manageable for HR and payroll teams.
Employee peace of mind
Staff have a familiar place to turn when facing urgent medical, funeral or other unexpected costs.
Experienced support
More than 30 years in microfinance informs a service built around responsible lending and practical support.
A simple partnership
How it works for employers
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01
Set up the partnership
The employer signs a straightforward agreement and confirms the programme rules.
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02
Employees apply directly
Staff use the online service, USSD or call centre instead of creating additional HR paperwork.
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03
Approved funds are paid
Following the necessary checks, approved funds are paid directly into the employee's bank account.
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04
Repayments run through payroll
Agreed deductions are processed through payroll and remain visible to the employee.
Ready to support your employees differently?
Speak to us about a payroll partnership tailored to your organisation and workforce.